1)  Firstly look at the types of boats available and what best suits your requirements and budget

2)  Remember to consider all other costs involved when buying a boat i.e. mooring / storage, Maintenance and insurance

3)  Contact us to discuss the finance options available to you. You may be surprised to know that you might be able to afford more than you expected.

4)  We could establish a credit line, which shows vendors that you are serious and puts you in a better position to negotiate. We will send you a Letter of Offer, which you will be asked to sign and return to us.

5)  Once you have chosen a boat either through a broker or a private vendor you will need to make an offer.

6)  When your offer is accepted, you will be asked to put down a deposit and sign a purchase contract. (If it is a private sale then purchase contracts can be obtained from the British Marine Federation www.britishmarine.co.uk ) Always sign subject to a satisfactory survey and valuation and finance approval.

7)  Should you be buying a second hand boat then contact an accredited surveyor and ask them to provide you with a full Survey and Valuation. You should satisfy yourself with your chosen surveyor's professional Standing and Professional indemnity Insurance.

8)  Once you are happy to go ahead with the purchase, contact Lombard and provide us with the boat details, the Vendor's/Broker's name and address, boat registration status (Part 1 or SSR) and a copy of the survey and valuation for our review.

9)  We will then contact the private vendor or broker, request details of the title paperwork and invoice / proof of VAT.

10)  Once the title paperwork has been obtained we will then issue our mortgage documents to you for signing. If the Boat is registered or going to be registered we will also send you the appropriate documents to enable the registration to be completed in your name.

11)  When we have received the paperwork from you, insurance confirmed with our interest noted, and the deposit has been paid we will then ask for your authority to release the funds to the vendor.

We will provide guidance throughout this process to ensure your transaction is completed as efficiently and securely as possible.